Today sees the start of the new scheme which will enable homeowners to purchase flood insurance even in homes which are at the highest risk of flooding. The new scheme called FloodRe has been designed to make the process as simple as possible. It will be handled by the insurers themselves and already there are 17 different insurers signed up to the scheme. The scheme works by taking the flood risk element of home insurance away from the insurer in return for a premium based on the Council Tax band of the property being insured. The scheme is part funded by a levy on insurers. The scheme operators believe that around 350,000 could benefit from the new scheme and I am sure there will be many in parts of Bury, Ramsbottom and Tottington.